Carnival Of Personal Finance #113

Rather belatedly I would like to say thanks to MyOpenWallet for hosting the Carnival Of Personal Finance #113.

There is a great selection of articles listed and I will highlight a couple I found interesting here.

10 Ways to Spend More Than You Make – An alternative way to view ways to save money. View the problem from a different angle and see the crazy ways we can spend more than we earn.

Is It Possible To Talk With Your Spouse About Money Without Having An Argument – Apart from having and incredibly long title I really liked this article. Yes, not only can you talk about money without arguments but you must. Don’t just talk, nor just listen. Make sure you both understand the situation and how each of you feels about it. It is important that you work together in this, just as it is in relationships generally.

What Can We Learn From The US Sub Prime Mortgage Collapse? – Lot’s I hope. I liked this article as soon as I saw the heading to the first point “1. Never trust a mortgage salesman“. I would go so far as to say never trust anybody who is going to gain by persuading you to deal through them. They have everything to gain from your money. You must make sure yourself that it is the right thing for you. Anyway, I got a bit off topic there -  I got SO excited by the headline. :-) Other good lessons in this article are to be wary of speculative bubbles and think ahead. Being able to pay today does not mean you will be able to pay in the future if you haven’t planned ahead. A very good article.

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