Are You Working For Shoes?
I have a question for you… Why do you work?
You may think it a stupid question because the answer is obvious but go with me on this and just ask yourself that simple question.. Why do I work? I am sure the answer for the vast majority of readers will be that it’s to pay the bills, to put food on the table and to keep a roof over your heads.
So now I’ll ask a slightly different question. Why are you doing the job you do? The answers will vary a bit more this time but will mostly be along the lines of, ‘Because the pay is better than doing other jobs’
So we have established that for most people they work to feed their families and they do the job they do for the money.
Now, if you had all the choice in the world, would you do the same job? Not many would say yes to that. We work because we don’t have a choice. We work because we need the money and working is the only (legal) way to get the money.
If you are working just for the money then you should examine what you spend that money on because this is what you are getting because you work. If you are working to pay the bills then what bills are they? If you are working to pay your credit card bill for 200 pairs of shoes or the 5 MP3 players you have bought and upgraded in the last year then you are really working for shoes or MP3 players.
Will you be buying more shoes or more MP3 players?
If you are at work and wishing you were at home then maybe you should stop and think about the fact that your work enables you to buy shoes but also that the shoes are a big part of the reason you have to be at work. Are new shoes that important? You may think so and that’s OK but if you don’t think they are worth the daily grind then perhaps you should reconsider your lifestyle and your purchases.
I’m not saying you should spend the rest of your life walking barefoot and wearing an old blanket but you would be sensible to consider where your earnings go. Sit down and decide what really matters to you and your family. Being in debt restricts your options. If you could live with fewer new pairs of shoes then your options for other things suddenly open up.
“Being rich is having money; being wealthy is having time.” – Margaret Bonnano
You could work fewer hours and spend more time with your family. You could have more vacations. You might even be able to give up on your job and develop that little business idea you have dreamed of doing, for years. It might even be that you want to spend your days running a blog like this. Whatever your hopes and dreams they will be a little nearer if your spending is appropriate for your income.
Your neighbours might be impressed with your new car the first day it arrives but if paying for it is going to leave you struggling to make ends meet and possibly getting the car repossessed is it worth it? Manage your life to match your money. You’ll be happier, probably healthier with so much less stress and you’ll certainly be wealthier.
“The real measure of your wealth is how much you’d be worth if you lost all your money.” – Author Unknown
Money and financing are tools and like all tools they can be used properly and sensibly or they can be used badly and foolishly. It isn’t the knife that kills someone, it’s the person holding the knife. Used sensibly money and credit can help you enjoy a good life. Used unwisely they can drag you down until you are drowning in debt. Balance your budget and appreciate what you have now.
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