http://www.moneywell.co.uk/blog Personal Finance Guide Wed, 17 Feb 2010 18:36:04 +0000 http://backend.userland.com/rss092 en It will come as little surprise to many credit card holders that credit card interest rates are at their highest for 12 years.  People know from their own experience how high credit card interest rates currently are but the website Moneyfacts.co.uk has highlighted this fact with a brief report showing ... http://www.moneywell.co.uk/blog/bank-rate/highest-credit-card-interest-rates-for-12-years-with-bank-rates-at-lowest-for-300-years Figures released today show a significant rise in insolvencies in 2009. The growth was slowing towards the end of the year but there were still 35,574 individual bankruptcies in England & Wales in the final quarter and 134,142 individuals were declared insolvent in 2009. A graph provided by the Insolvency ... http://www.moneywell.co.uk/blog/debt/individual-insovency-in-2009 We all know about scams. We may not know the details of who carries them out and how they operate but we are all aware that scams exist. The extent to wish they occur may come as a shock though. According to the Office Of Fair Trading (OFT). "Mass marketed scams ... http://www.moneywell.co.uk/blog/consumer-protection/oft-promoting-scamnesty-month Tesco have been trialing a system that changes the accepted way of operating a buy-one-get-one-free offer (BOGOF). We all enjoy getting something for nothing and for those of us who need to count the pennies an offer where you can buy one item and get another free is very appealing, not ... http://www.moneywell.co.uk/blog/budgeting/buy-one-get-one-free-next-week There is some positive news on the homes sale and rent back market. This is where a householder sells their property to a buyer on the understanding that they can remain in their home and rent it from the new owner. This has been a growing market in recent years ... http://www.moneywell.co.uk/blog/consumer-protection/positive-news-on-homes-sale-and-rent-back