In these times of financial uncertainty we are all looking to reduce costs where we can whilst, if at all possible, retaining the quality of services and lifestyles we have become used to. I have been looking at motoring breakdown cover as it’s one of those things that most of us would not want to be without even though we hope we won’t require it’s services.

It can be a fairly expensive annual bill. The RAC and the AA charge around £135 for a years cover for Roadside, Recovery, Home Cover & Onward travel which doesn’t sound too bad at 37 pence per day and even sounds like good value but it is still £135 to be found each year. Today I discovered an alternative company, Gem Motoring Assist who charge quite a bit less for a similar sounding service.

Gem have been around since 1932 and were originally known as the Company of Veteran Motorists with the aim of reducing motoring accidents. They introduced their low cost Breakdown Cover service in 1978 and GEM Motoring Assist has recently been voted No. 1 for Roadside Assistance in the Driver Power Survey of over 32,000 readers of Auto Express magazine (July 2008).

So they have a decent pedigree and at £79.65 for a years cover they seem very well priced. They are currently offering a free extra family members cover as well, provided that the extra person lives at the same address.

I have tried to see what pitfalls there might be but the only significant differences I can see between Gem and the RAC is that Gem covers you only whilst driving whereas the RAC covers you even as a passenger and Gem don’t seem to cover light goods vehicles and left hand drive cars.

All in all they seem to be offering a very similar package at an excellent price and if you plan on getting motoring breakdown cover I suggest you take a look at their website…GEM Motoring Assist

If you are a current member of this breakdown service please feel free to comment with your experience of the service you have received.

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