In these times of financial uncertainty we are all looking to reduce costs where we can whilst, if at all possible, retaining the quality of services and lifestyles we have become used to. I have been looking at motoring breakdown cover as it’s one of those things that most of us would not want to be without even though we hope we won’t require it’s services.
It can be a fairly expensive annual bill. The RAC and the AA charge around £135 for a years cover for Roadside, Recovery, Home Cover & Onward travel which doesn’t sound too bad at 37 pence per day and even sounds like good value but it is still £135 to be found each year. Today I discovered an alternative company, Gem Motoring Assist who charge quite a bit less for a similar sounding service.
Gem have been around since 1932 and were originally known as the Company of Veteran Motorists with the aim of reducing motoring accidents. They introduced their low cost Breakdown Cover service in 1978 and GEM Motoring Assist has recently been voted No. 1 for Roadside Assistance in the Driver Power Survey of over 32,000 readers of Auto Express magazine (July 2008).
So they have a decent pedigree and at £79.65 for a years cover they seem very well priced. They are currently offering a free extra family members cover as well, provided that the extra person lives at the same address.
I have tried to see what pitfalls there might be but the only significant differences I can see between Gem and the RAC is that Gem covers you only whilst driving whereas the RAC covers you even as a passenger and Gem don’t seem to cover light goods vehicles and left hand drive cars.
All in all they seem to be offering a very similar package at an excellent price and if you plan on getting motoring breakdown cover I suggest you take a look at their website…GEM Motoring Assist
If you are a current member of this breakdown service please feel free to comment with your experience of the service you have received.
I remember when I first heard about biofuel I was shocked. Up until that time it would never have occurred to me that you could run your car on liquid fuel made from plants. It did, for a time, seem like the solution to all of our problems.
It would be good for farmers around the world as they could finally earn a decent income from growing crops for fuel. It would be good for the environment as this was a truly renewable fuel that had a minimal impact on the environment. It would be good for countries that had no oil reserves of their own as they could grow their own fuel supplies and would no longer be dependent on importing oil. It seemed to be a win-win situation that everybody would benefit from.
Unfortunately, today, on the day the UK government enforces regulations that require that 2.5% of all fuel sold must come from renewable sources we are just starting to understand the consequences of this enthusiasm for oil from renewable sources and see the downside. The theory is correct. You can grow enough crops to turn into fuel to supply a whole nation with oil. However, the land you use for the crops to produce that oil might otherwise have been growing food for humans to eat.
We have all seen food prices rising dramatically over recent months and it is not entirely coincidental. There have been poor harvests in Australia and elsewhere but there has also been a lot of crops that have been bought for use as ingredients for fuel production. The demand for oil has led to massive rises in it’s price with the consequence that the economical price that can be paid for crops to make fuel has risen too. There will come a time when the growth in availability of biofuel means the price of oil will stabilise and perhaps even drop but in the meantime, people are starving.
There have been riots in several countries as people protest over the price they are having to pay to feed their families. When 50, 60 or even 80% of your income is spent on buying food for your family you are bound to be seriously affected if food prices double as they have in some cases. When you cannot afford to feed your children, the environment and the price of oil seem pretty unimportant. Your priority is to ensure you have food for your family.
We can all do our bit to help alleviate this problem. Biofuel does have its place as do wind farms, solar power and tidal energy but we have problems now and developments in alternative energy sources are coming along far too slowly. It will be twenty years or more before these alternatives are playing a significant role in our energy production and we need to take action now.
We can all do something right now….. USE LESS STUFF
It is a simple message but the effects of following that simple advice could be huge. We have all become voracious consumers in recent years. We have stuck our noses into the trough of goodies and greedily gobbled up as much as we could whilst stretching the flexibility of our credit cards to breaking point. The financial fallout is all around us now in the credit crunch and the physical impact is starting to make itself felt too.
Has all this consumerism made us any happier? Overall the answer is probably no. We may live more comfortable lives and we have all these ‘toys’ but are we content? I think most would have to say no. If we were content we wouldn’t be looking for yet more new toys, gadgets, gizmos and designer label this, that or the other. Content means being happy with what you have. Not wishing you had more.
There is an old and well used phrase — Less Is More. It applies to many aspects of life but in this case it means having less ‘stuff’ means you appreciate what you do have a lot more. You only have to think back to your childhood and remember a time when you spent hours, maybe days, playing with some simple thing that made you happy. It could have been an empty cardboard box, a hole in the ground or a bicycle but it wasn’t complicated. It didn’t need batteries and it challenged you to use your own imagination which was a large part of the fun. Gadgets that ‘do’ everything for you deny you any sense of satisfaction other than figuring out how to work the blasted things.
The world seems like a small place these days. What each of us does has an impact on people in the next town, the next country or even in another continent. We can do helpful and beneficial things or we can do careless and thoughtless things that will have an effect somewhere else in the world. If we in the developed world all use a little more fuel to power some new and ‘exciting’ new gadget someone, somewhere may die for lack of food or fuel because those resources are either not available to them or simply unaffordable. You may say that this is just life and it is not your problem. Would you say that if you were in that situation of possibly starving through no fault of your own?
We all are part of the human race and we all bear some responsibility towards others. We can make a difference quite easily simply by using a little less ‘stuff’. Turn off that light that doesn’t need to be on. Turn the heating down a tiny bit and you probably won’t even notice any change. Walk to your local store rather than drive some of the time and eat less meat once in a while. None of these actions will have a big impact on your life but if everybody were to do these things it would have an enormous impact across the planet. It won’t solve the long term problems we face but it will save you money and it will help people who are living in difficult circumstances, to survive.
So, on this day when we are starting to use 2.5% of Biofuel as we drive to the store or to the park or to work. Think about the effects and the impact of what you do. Making these minor adjustments in your life will save you money and on the other side of the world they could save somebody’s life.
You can do something so significant, so easily and all the while YOU SAVE MONEY.
