Plan For Action - TO PAY OFF DEBTS

    The next stage is to start working out your strategy in overcoming these debts. You have different options, take a look at the YOUR OPTIONS page and decide but I would recommend paying off the most expensive debts first.

Set up arrangements to pay the minimum payment on each debt every month. You can usually do this so the payment is made from your bank automatically. Now look at your your TOTAL MONTHLY INCOME and take away the ESSENTIALS this leaves the amount AVAILABLE AMOUNT for paying off debts and other items.

Add up the MINIMUM MONTHLY PAYMENTS you will be making.  Take that figure away from AVAILABLE AMOUNT. What is left is your DEBTCRUSHER amount. This is the money that will get rid of your debts.

The DEBTCRUSHER money should be paid off of the debt you have chosen to attack first. Don't have a weak moment and spend it instead. You must pay as much as possible off the debts as soon as possible to have the greatest effect. Next...> What Are My Options?

The world we have created is the product of our thinking.  It cannot be changed without changing our thinking - Albert Einstein